1. Data Controller
In compliance with Regulation (EU) 2016/679 (General Data Protection Regulation – GDPR) and Law 3/2018 of December 5 on Data Protection and Digital Rights (LOPDGDD), users are informed that the personal data collected through amicoloanoexperiences.com (hereinafter, “the Platform”) are processed by:
Data Controller: amicoloanoexperiences.com
Contact Email: legal@amicoloanoexperiences.com
Purpose: Hosting user-generated reviews, managing communications and inquiries, and ensuring the correct operation of the Platform.
2. Data Collected and Purpose of Processing
The Platform may collect the following categories of personal data:
- Identification data: username, email address (if voluntarily provided).
- Content data: opinions, comments, or experiences submitted by users.
- Technical data: cookies, IP addresses, browser type, and browsing statistics.
All personal data are processed solely for the purpose of managing user participation, ensuring website functionality, and improving the quality and security of the service.
3. Legal Basis for Processing
The processing of personal data is based on the following legal grounds:
- User consent when submitting opinions, using the contact form, or accepting cookies.
- Legitimate interest of the Platform to maintain website security, detect fraud, and analyze website performance.
Users may withdraw consent at any time by sending a request to legal@amicoloanoexperiences.com.
4. Data Retention
Personal data will be stored only as long as necessary for the purposes stated above or until the user requests deletion.
Opinions and reviews may remain visible on the Platform after anonymization, in compliance with freedom of expression rights.
5. Data Sharing and International Transfers
The Platform does not sell, rent, or share personal data with third parties for commercial purposes.
Data may be shared with technical providers strictly necessary for website operation (e.g., hosting, analytics), all of whom comply with GDPR and ensure adequate security levels.
6. User Rights
Users may exercise their rights of access, rectification, erasure, objection, limitation of processing, and portability by writing to legal@amicoloanoexperiences.com, providing proof of identity.
If users believe their data protection rights have been violated, they may file a complaint with the Spanish Data Protection Agency (AEPD) at www.aepd.es.
7. Security Measures
The Platform applies appropriate technical and organizational security measures to prevent unauthorized access, loss, misuse, or alteration of personal data.
8. Acceptance of the Privacy Policy
By using this website, the user expressly accepts this Privacy Policy. If the user does not agree, they must refrain from using the Platform.
🍪 Cookies Policy
1. What Are Cookies?
Cookies are small text files that websites store on the user’s device to improve navigation, analyze usage, or customize content. Cookies do not contain personal information and cannot execute programs or transmit viruses.
2. Types of Cookies Used
The Platform uses the following types of cookies:
- Technical cookies: essential for website functionality (login, navigation, security).
- Analytics cookies: to collect anonymous statistical information about website usage (e.g., Google Analytics).
- Preference cookies: to remember language or browsing settings.
No advertising or behavioral cookies are used unless expressly indicated and consented to by the user.
3. Cookie Management and Consent
Upon accessing the website, users are informed through a banner that:
“This website uses cookies to enhance your browsing experience and analyze traffic. You can accept, reject, or configure cookies at any time.”
Users can configure or revoke consent through their browser settings or via the cookie control panel available on the Platform.
4. Third-Party Cookies
The Platform may use third-party cookies from services such as Google Analytics, provided by Google Ireland Ltd., to analyze user interaction and website performance.
Users can learn more or opt out here: https://policies.google.com/technologies/cookies
5. Disabling Cookies
Users can disable or delete cookies through their browser:
- Chrome: Settings → Privacy and security → Cookies and other site data.
- Firefox: Options → Privacy & Security → Cookies and Site Data.
- Safari: Preferences → Privacy → Manage Website Data.
- Edge: Settings → Cookies and site permissions.
Please note that disabling cookies may affect the functionality of some website features.
6. Updates to the Cookies Policy
The Platform reserves the right to modify this Cookies Policy at any time to adapt it to new legal or technical requirements. The most recent version will always be available at the bottom of the website.
7. Contact
For any questions regarding the use of cookies or data processing, please contact:
📧 legal@amicoloanoexperiences.com
